ACS keeps the pace with the new wave in retail banking, their customer-centric approach, where call centers, branch-banking and e-banking coverage to provide a "best of breed" approach to customers. Our objective is to deliver world class banking services serving the demand across all way to create and support a customer's positive experience.
AEBS®, the core banking solution from ACS, with its 'service-oriented' architecture, helps you transform your business processes and optimize your enterprise-wide technology architecture. AEBS supports a variety of capabilities that allow easy development of interfaces in order to integrate AEBS across a range of operating environments in your bank. By managing all aspects of the customer relationship cycle and providing multi-faceted insights about your customers, AEBS ensures optimal levels of customer retention.
Core Modules and Services -
The AEBS® core modules and services include the following |
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General Ledger Module, which is a user definable, multi-currency system that supports unlimited levels for account consolidation. It also provides period-based accounting and general ledger reports incorporating past period adjustments. |
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Comprehensive Customer Information System (CIS). |
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Flexible Management Information System (MIS) for obtaining meaningful, analytical reports to support management decisions. |
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Application Security through the use of the maker-checker concept. |
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Clearing & Settlement Module , with an integrated clearing interface for both Automated Clearing House (ACH) and manual clearing. |
Functional Modules -AEBS® offers a complete range of functional modules for retail banking, including: |
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Current & Savings Accounts (CS) module , supporting a complete range of savings, current and overdraft accounts.
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Deposits, handling a full range of products from term deposits to certificate deposits and recurring deposits
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Retail, Personal Loans and Mortgages , supporting an entire loan life cycle--from origination to servicing and collections
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Common Modules -The above modules are supported by the common modules. |
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Funds Transfer to process all types of internal incoming and outgoing funds transfers
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Non-Performing Assets Management for complying with the regulatory guidelines on delinquent accounts
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Inventory Management of bank stationery with tracking of individual users
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Service Charges for application of interest, charges, commissions, fees, brokerage expense and taxes |
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Analytics for slicing and dicing the information and enabling the bank to make better decisions and increase profitability |
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